Simplifying Payments For Your Business

Built for Modern Payment Operations Accepting card payments is essential — but rising interchange, rigid processors, and limited visibility can turn merchant services into a cost center instead of a growth tool. iStream provides credit card processing and merchant services designed to integrate cleanly into your existing payment environment, giving you flexibility, transparency, and control. Whether…

Modern check processing, without the complexity. Our RDC solution transforms paper checks into digital deposits while preserving the data and controls finance teams need, reducing delays, improving accuracy, and simplifying reconciliation. Why RDC and iStream? Whether you’re modernizing a legacy workflow or supporting a dynamic volume of check payments, iStream provides a practical path forward….

Overview iStream supports the secure movement of payment files between businesses, financial institutions, and core banking systems. Our integration layer automates file transfers, normalizes data formats, and validates incoming and outgoing payment information, ensuring that every file arrives clean, consistent, and ready for processing. Built to work alongside your existing core, iStream enhances ACH, check,…

Why ACH Account Validation Matters ACH payments are fast and cost-effective, but they don’t provide instant feedback like credit card networks. Without validation, invalid or closed accounts can lead to failed transactions, lost time, and unnecessary costs. NACHA rules require all first-time WEB-authorized transactions be validated by a commercially reasonable method. iStream helps you confirm…

ACH Origination & Receipt Initiate and receive ACH payments through multiple pathways, including back office, file-based, API, or integrated solutions. With options to configure disbursement workflows, iStream adapts to your unique business requirements. Delayed Clearing & Controlled Disbursements For businesses managing financial risk, iStream offers delayed disbursement options. Funds are only released after credit transactions…

Automate Premium Funding for Voluntary Benefits Through Payroll, ACH, or Credit Card Voluntary benefits should be simple for employees and seamless for carriers. But under traditional models, employers are saddled with unnecessary responsibilities: This approach creates delays, errors, and often puts both coverage and cash flow at risk. How iStream IPA Works The iStream Insurance Premium…

Modernize Premium Reimbursements Without the Hassle ICHRAs give employees the freedom to choose individual health insurance plans while employers continue to contribute. But there’s one big drawback: in many ICHRA programs, employees must pay premiums upfront and then wait for reimbursement—putting unnecessary strain on cash flow. The Challenge with ICHRA Premiums With traditional group coverage,…

Credit Card Processing and Merchant Services from iStream are designed to meet the payment needs of organizations both large and small.

The iStream Risk Management Solution, iStream RMS™, is a tool to monitor trends, risk, and financial exposure by evaluating the transactions in business regions, stores and customers.

As a FedReceipt for Returns approved organization, iStream has automated the often-cumbersome returns process. By eliminating the need for paper returns and automating resubmission, iReturn streamlines the process, speeding up time to collection. The returns process is enhanced due to features such as:

iDirect Deposit™ is the iStream solution for Financial Service Centers that enables the unbanked/underbanked to receive direct deposit payments at a secure location, such as a check cashing outlet or financial service center.