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Services

Simplifying Payments For Your Business

iStream offers a range of payment and treasury management services, including ACH, card payments, check processing (RDC), and ICHRA reimbursements.

A Leader in Payment Processing

  • Remote deposit capture (RDC) market pioneer – Since 2014
  • End-to-end payment solutions – Improve efficiency and cash flow.
  • Seamless integration – Easily adapts to client needs across industries.
  • Flexible, bank-agnostic – No need to change your existing banking relationships.

Payment Solutions Across Industries

  • Financial services
  • ISVs and ISOs
  • Property management
  • Healthcare
  • Education
  • Professional services
  • Insurance
  • And more
Setting the stage for

ACH

Designed to provide a low-cost and efficient option when it comes to payment processing, initiate and receive payments, handle disbursements, and more.

ACH Services
Save time, reduce error

Check

Eliminate the time consuming and antiquated process of depositing checks in-person. Process returns using our online, paperless return management system.

Check Services
Built to Last

Insurance

Solutions for the collection and remittance of insurance premium payments, including an ICHRA payment plugin.

Insurance Remittance Services
Quicker Payments, Larger Profits

Card Payments

We provide the integration and customizations required to meet the unique and specific needs of merchants while providing first class sales and technical support.

Card Payment Services
We’ve Got Your Back

Treasury Services

Bank processing, risk management, custom integrations, and a host of innovative solutions for financial institutions. Grow your treasury management fee income by providing solutions to business clients.

Treasury Services
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Remote Deposit Capture

Modern check processing, without the complexity. Our RDC solution transforms paper checks into digital deposits while preserving the data and controls finance teams need, reducing delays, improving accuracy, and simplifying reconciliation. Why RDC and iStream? Whether you’re modernizing a legacy workflow or supporting a dynamic volume of check payments, iStream provides a practical path forward….

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Bank Processing

Overview iStream supports the secure movement of payment files between businesses, financial institutions, and core banking systems. Our integration layer automates file transfers, normalizes data formats, and validates incoming and outgoing payment information, ensuring that every file arrives clean, consistent, and ready for processing. Built to work alongside your existing core, iStream enhances ACH, check,…

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Account Validation

Why ACH Account Validation Matters ACH payments are fast and cost-effective, but they don’t provide instant feedback like credit card networks. Without validation, invalid or closed accounts can lead to failed transactions, lost time, and unnecessary costs. NACHA rules require all first-time WEB-authorized transactions be validated by a commercially reasonable method. iStream helps you confirm…

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ACH Processing

ACH Origination & Receipt Initiate and receive ACH payments through multiple pathways, including back office, file-based, API, or integrated solutions. With options to configure disbursement workflows, iStream adapts to your unique business requirements. Delayed Clearing & Controlled Disbursements For businesses managing financial risk, iStream offers delayed disbursement options. Funds are only released after credit transactions…

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Insurance Premium Aggregation

Automate Premium Funding for Voluntary Benefits Through Payroll, ACH, or Credit Card Voluntary benefits should be simple for employees and seamless for carriers. But under traditional models, employers are saddled with unnecessary responsibilities: This approach creates delays, errors, and often puts both coverage and cash flow at risk. How iStream IPA Works The iStream Insurance Premium…

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ICHRA

Modernize Premium Reimbursements Without the Hassle ICHRAs give employees the freedom to choose individual health insurance plans while employers continue to contribute. But there’s one big drawback: in many ICHRA programs, employees must pay premiums upfront and then wait for reimbursement—putting unnecessary strain on cash flow. The Challenge with ICHRA Premiums With traditional group coverage,…

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Credit Card Processing

Credit Card Processing and Merchant Services from iStream are designed to meet the payment needs of organizations both large and small.

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Risk Management

The iStream Risk Management Solution, iStream RMS™, is a tool to monitor trends, risk, and financial exposure by evaluating the transactions in business regions, stores and customers.

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Check Return

As a FedReceipt for Returns approved organization, iStream has automated the often-cumbersome returns process. By eliminating the need for paper returns and automating resubmission, iReturn streamlines the process, speeding up time to collection. The returns process is enhanced due to features such as:

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Direct Benefit Deposit

iDirect Deposit™ is the iStream solution for Financial Service Centers that enables the unbanked/underbanked to receive direct deposit payments at a secure location, such as a check cashing outlet or financial service center.

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Custom built for you, your processes, your organization.

Solutions

Solutions designed to overcome the challenges businesses face when it comes to accelerating Accounts Receivable & simplifying Accounts Payable.
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FAQ

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iStream is able to provide credit card processing for all major credit cards including Visa, Mastercard, Discover, American Express as well as offer support for mobile payments and wallet payments such as Google Pay and Apple Pay.

Yes, iStream can assist customers with all ACH needs from debits to credits as well as Same-Day ACH and other services.

Support is just a phone call away. Please call 888-892-1212 to be connected to a highly qualified member of the iStream Customer Care Team and they will assist you to resolution with your issue.

No, iStream is a privately held company.

iStream is located just outside of Milwaukee in Brookfield, WI. Southeastern Wisconsin is home to many Fintech companies and provides a central location from which to attract talent from and to.

iStream started in 2004 and has grown from a single check imaging solution provider to a full-service, all-payments platform. The iStream team of engineers, operations, compliance, customer service and risk management professionals have extensive experience, delivering the best-in-class service clients and customers have come to expect.