Services

Check

While the payment landscape continues to digitize, checks remain a critical part of many organizations’ receivables. iStream’s check services help you manage check payments with speed, accuracy, and automation, from deposit to return, reducing manual effort and streamlining your entire workflow.

Solutions

Remote Deposit Capture (RDC)

Deposit Checks Without the Bank Run

iStream has been a pioneer of RDC since 2014. With our bank agnostic solution, you can remotely scan and deposit checks in-house. This secure Remote Deposit Capture (RDC) service gives you fast access to funds, centralized reporting, and seamless integrations with your accounting workflow.

✅ Make deposits from your office or field
✅ Reduce trips to the bank and speed up funds availability
✅ Gain visibility through centralized online dashboards
✅ Improve deposit accuracy with image validation tools

Check Return Processing

Automate Returns and Reduce Manual Headaches

iStream’s check return solution helps you automate the processing of check and ACH returns to reduce operational friction and avoid manual interventions. Gain control over the return process while enhancing your customer service capabilities.

✅ Automatically capture and process return files
✅ Receive detailed return reason codes and transaction data
✅ Improve exception handling and reduce errors
✅ Stay compliant with regulatory and bank processing standards

Direct Deposit

Simplify Direct Deposit Access for Your Customers

iStream’s Direct Deposit solution provides a fast, secure way for individuals who may not have traditional bank accounts to access direct deposit benefits. Perfect for government benefits, payroll, or refunds, it bridges the gap between businesses, institutions, and customers who need quick, flexible access to funds.

✅ Enable direct deposit access without a traditional bank account
✅ Support government benefit disbursements, tax refunds, and payroll
✅ Offer customers a safe, reliable alternative to paper checks and prepaid cards
✅ Reduce costs and speed up fund delivery