ACH
Automated Clearing House (ACH) payments have become the backbone of modern digital transactions. iStream offers comprehensive ACH services to help you process payments quickly, verify account information, and maintain operational accuracy.
Whether you’re originating transactions or validating accounts, our platform is designed to make your payment operations faster, safer, and smarter.

Solutions
ACH Processing
Fast, Low Cost, Efficient Payment Movement
iStream’s ACH Processing solution enables you to securely move funds electronically between banks. Whether you’re handling customer or vendor payments, donations, tuition, or other recurring transactions, our platform ensures your payments are initiated, tracked, and settled with speed and confidence.
✅ Originate and receive ACH payments
✅ Sub-accounting and split settlements
✅ Realtime access to data and reports
✅ Integration to your payment page
✅ Flexible disbursement management
Account Validation
Instantly Verify Accounts Before Payments Are Initiated
Reduce risk and protect your payment operations with iStream’s Account Validation service. Our platform helps verify account ownership and status before initiating an ACH transaction, ensuring accuracy, reducing returns, and protecting your cash flow.
✅ Instantly validate account status and ownership
✅ Meet compliance standards (such as Nacha rules)
✅ Decrease payment failures and fraud risk
✅ Streamline onboarding and payment initiation
Direct Deposit
Simplify Direct Deposit Access for Your Customers
iStream’s iDirect Deposit (IDD) service provides a fast, secure way for individuals who may not have traditional bank accounts to access direct deposit benefits. Perfect for government benefits, or refunds, IDD bridges the gap between businesses, institutions, and customers who need quick, flexible access to funds.
✅ Enable direct deposit access without a traditional bank account
✅ Support government benefit disbursements and tax refunds
✅ Offer customers a safe, reliable alternative to paper checks and prepaid cards
✅ Reduce costs and speed up fund delivery
Why Choose iStream for Your ACH Needs?
- 20+ years of payment processing experience
- 100% domestic operations and original ownership
- Bank-agnostic platform built for flexibility
- Dedicated support from experts who know ACH inside and out
- Real-time access to reporting, validation, and settlement details
Ready to Streamline Your ACH Payments?
Connect with us today to find the right ACH solution for your business.