Payment Gateway- Processor agnostic this payment gateway provides you the ability to select your payment processor and leverage the all in one solution for payments, Credit, Debit, ACH, Check and more.

Virtual Terminal- A powerful payment processing engine that includes dynamic customer management capablilities.

Least Cost Routing- Ensures that each card type is processed in the least cost method.

Signature Capture-  Reduces costs and allows for fast and efficient transaction retrievals.

Supported Transactions- Credit, Debit (Pin and Signature based), Void, Return, Authorization Only, Force and Check (ACH and Check 21).

PCI Compliant-Designed with PCI DSS in mind, Virtual Terminal does not store any information on the PC, but only in a fully PCI DSS and SAS70 compliant centralized data center.

Bank Programs Available- Leverage these features to provide to your customers the best in breed of merchant processing solutions.

Competitive Pricing Program- Leverage our standard and specialty pricing programs for certain industry types.

Seamless Processor Integration- Merchant Oriented Service Provider

Easy to Use- Consolidate payment access and reporting while maintaining existing relationships.

Cost Efficiencies- From the unneccessary outdated credit card terminals to online realtime access to receipts for chargebacks and least cost routing, the cost efficiencies are tangible.

Treasury Optimization-The switching engine enables the treasurer to define the best options to route payments and evaluate in real-time the financial condition of the merchant.

Customizable Reporting- Real-time, online transaction reporting based upon the merchant's defined criteria.

Secure Data Management-  PCI Compliant and SAS70 completed.

Increased Control of Chargeback Mitigation and Fraud- Minimize losses due to chargebacks and fraud.  Leveraging the signature capture combined with the retrieval services on the Virtual Terminal platform to access all information online versus looking through paper files.

Can I use the iStream Deposit® Check 21 and recurring ACH features with the Virtual Terminal?

• Yes.  That is the beauty of the system. One place to make your payments and one place to reconcile all of your payments.

What Processors with the Payment Gateway work with?

• Vital
• Global
• Concord (EFSNet)
• First Data Nashville
• First Data Omaha
• First Data North
• First Data South (Nabanco)
• Paymentech - Tampa
• FastCheck/Cyclone
• IPay / Intercept
• NCN (Rocky Mountain)
• Echo
• Valutec
• Element
• Litle
• Global East Canada
• Givex
• Telecheck
• Nova
• American Express

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