Business & Industry Solutions

One company, flexible solutions for business and banks. Businesses and banks have similar needs, but not necessarily similar processes. Take the ability to accept payments; each business accepts, manages and reconciles payments differently. Business practices vary based upon company size, centralized or decentralized practices, varying software packages, and accounting practices – just to touch the surface. So how does iStream do it?

It’s simple. We have developed an infrastructure flexible enough to meet multiple models and needs of business and banks. Our solutions can be as simple as investing in our complete vertical solution from acceptance to reconciliation, or as a la carte as necessary sending files to a bank for clearing.  

 

Learn About our Solutions By

Accept Visa, Mastercard and Debit Card Payments - Leverage debit and credit card processing solution that identifies least cost routing for payments combined with virtual terminal options and online reporting all with one provider.
Streamline Check Management - Tired of driving to the bank, paying for a lock box or courier? Take back control, create efficiencies and real value for your business or bank with these products.
Helps Monitor and Mitigate Risk - Bringing on new business is only as good as the business can be monitored and reviewed. Not only does the system help identify duplicates and errors, but it can provide the tools to pull key reports and data to help monitor your RDC risk.
Improve Funds Availability - There's never a downside to receiving funds faster than you had before. For some businesses, the road blocks are remote locations, time to process important data on checks before making the deposit, limited courier pick-up times and even lockboxes. Eliminate those road blocks while saving on costs as well!
Online Reporting, Data Search and Storage System - If you spend more than 30 seconds researching information, consider the iStream system. The iStream infrastructure allows you to manage, report, search and view down to key payment details including the image. The self-service data center improves or replaces existing processes with dynamic data searches with data up to 7 years old.
Specialty File Processing & Integration - iStream Financial Services works with core processors, data processors, aggregators, software vendors and web service processing and integration models all day, everyday. The flexibility and scalability of our infrastructure enables us to securely push and pull a variety of standard and custom file types as requested.
Check & Document Scanners - iStream products are compatible with a variety of scanner manufactures and scanner types. We continuously add new scanners via developing technology and customer requests that meet our image quality standards and customer value proposition.
Integrate with Core Processor - iStream can coordinate the steps to integrate remote deposit capture with your core processor. Currently we work with all major processors on a variety of platforms. File types we move daily include, but are not limited to, x9.37, ACH, POD, XML and more.
Extract Data From Check, Payment Stub or other Documents - Leverage automated or on demand data extraction from documents to help streamline data management and accounting practices.
Integrate With Database of Record - (Accounting software, Practice Management system, Fundraising/Donor Software, etc.) - Use your deposit data as you'd like. iStream provides the tools for your business to export data and import that data into your database of record. This simple step saves hours of posting, manual reconciliations and data management. Our systems offer a standard export that can be customized to your software program. Or if you need a more sophisticated solution or integration to your systems, we can help.
FDIC Compliant, Secure SAS70 Solution - iStream complies with FDIC security standards and is audited regularly. Additionally iStream has a SAS70 certification that is reviewed annually. All information moves via 128 bit triple DES secure Socket Layer encryption to our off site data center.
System Proofing, Validation and Duplicate Checking - Leverage our unique process (Quality Assurance) removing the burden of validating data and duplicate checking from the customer or financial institution. When using the iStream platform, all items go through a validation process identifying MICR information, amounts, duplicate items and other security measures prior to sending for clearing and settlement.
Web-Based, ASP Model - iStream Deposit® was developed as a web-based ASP model. We understood it would save time and money instantly with just this feature. There are no requirements for costly servers, the data remain secure off site, install and update process is quick and simple. Plus, no costly upgrades or need for face to face upgrades.
Synchronize Remote Locations - Centralize or decentralize, that is the question. Really it's a matter of processes and controls to those processes. The beauty of iStream is our ability to synchronize remote locations while maintaining a decentralized model (if that's what you need). Or your can synchronize data with a centralized model. It works either way.
Service-Oriented, Responsive Personnel - A key differentiator with our organization is our service levels to customers, clients and partners we work with. We understand the need to be responsive, quick and mobile. Give us a chance, we won't fall short.
Increase Core Deposit Volume - A traditional method of increasing core deposits are evolving, but has your institution? Banks need to evaluate a more aggressive model to keep existing core deposits while increasing core deposit volumes. Choose a remote deposit provider that provides an aggressive model ahead of the competition backed with expert service and support.
Clear & Settle Checks - Our vertical structure enables us to clear and settle payments using our complete process.
Outsource Services to save on internal costs - iStream Financial Services is more than just a technology company. iStream offers the software and hardware needed to implement Remote Deposit, plus resources that can be useful to financial institutions, associations and other organizations looking to offer a solution without burdening internal resources. iStream is here to help, not just to sell a product.
Financial Institution - Tired of status quo? We have aggressive RDC programs with the flexibility to meet any size bank's needs. Use our vertically integrated infrastructure, be the Bank of First Deposit, or become a hybrid model. It's whatever works best for your institution. Our service, reliability and technology will have you and your customers wanting more.
HealthCare - Bring payment automation to one of the most paper intensive industries today. iStream works with medical billing, hospitals, clinics and other healthcare organizations throughout the US.
Fund Raising/Donor Organizations - iStream has been helping fund raising organizations through out the US for years. Our solutions are simple to use offering the ability to view and use the donor data. iStream can be set up to communicate back into popular fund raising software programs like Raiser's Edge or your own proprietary solution streamlining manual processes.
Manufacturing - Focus on what you do best. Bring together your remote locations and increase communication for payments and integrated with your systems for a streamlined process flow.
Services - Time is always money in your business. iStream products and services are designed to save time automating manual processes. From the task of preparing and making the deposit to reconciling customer accounts, our solutions have your best interests in mind.
Property Management - Show me your drawer! Don't worry; you aren't the only property management company that has to manage a drawer or even file cabinet full of deposit slip books and stamps. But wouldn't it be nice to lock them up and let them collect dust? You can. With iStream Deposit we can manage ALL of your client relationships regardless of who they bank with. Our system can deposit to any bank in the country.
Software Providers - Create a value add to your existing software or application. Do your clients need a way to clear payments? From checks to ACH we have a variety of solutions ranging from web services to static file movement. iStream can loosely or tightly integrate to your solution. Why not give your clients a reason to upgrade or stick with your software longer?